Estimate the future value of a one-time (lumpsum) investment based on an expected annual rate of return and the investment period.
How to Use the Lumpsum Calculator
Enter the "Lumpsum Investment (₹)" you plan to invest as a one-time amount.
Enter the "Expected Annual Return (%)" you anticipate from the investment.
Enter the "Investment Period (years)" you plan to stay invested.
Click "Calculate" to see your total investment, estimated returns, and maturity value.
Frequently Asked Questions
It uses the compound interest formula: Future Value = P × (1 + r)^n, where P is your lumpsum investment, r is the expected annual return rate, and n is the number of years invested.
A lumpsum investment puts the entire amount to work from day one, so returns compound on the full amount for the whole period. A SIP instead invests smaller amounts every month, so each installment compounds for a different length of time.
No. This is an illustrative estimate assuming a constant annual return. Actual returns from mutual funds, stocks, or other market-linked investments will vary year to year.
Yes, it's completely free and requires no sign-up.