Plan a Systematic Withdrawal Plan (SWP) from an investment corpus. Enter your initial investment, monthly withdrawal amount, expected return, and time period to see your total withdrawals and remaining balance.
How to Use the SWP Calculator
Enter your "Total Investment (₹)" - the corpus you'll withdraw from.
Enter the fixed "Monthly Withdrawal (₹)" amount you plan to take out.
Enter the "Expected Annual Return (%)" your remaining corpus continues to earn.
Enter the "Time Period (years)" over which you plan to withdraw.
Click "Calculate" to see your total withdrawals and remaining balance, or when the corpus runs out.
Frequently Asked Questions
Each month, the calculator grows your remaining balance by the monthly return rate, then subtracts your fixed withdrawal. This repeats for every month in your chosen time period, or until the balance reaches zero.
Your balance shrinks over time and may reach zero before your chosen time period ends. If that happens, the calculator shows you the month in which the corpus is fully depleted.
Conceptually, yes. A SIP builds up a corpus with regular investments, while an SWP draws down an existing corpus with regular withdrawals - often used to generate a regular income stream after retirement.
Yes, it's completely free and requires no sign-up.