Calculate your House Rent Allowance (HRA) tax exemption based on your basic salary, DA, HRA received, rent paid, and whether you live in a metro city.
How to Use the HRA Calculator
Enter your "Basic Salary" and "DA" (Dearness Allowance) per month.
Enter the "HRA Received" and "Rent Paid" per month.
Select whether you live in a "Metro" or "Non-Metro" city.
Click "Calculate HRA Exemption" to see your tax-exempt HRA and taxable HRA, both monthly and annually.
Frequently Asked Questions
The HRA exemption is the lowest of: (1) HRA actually received, (2) rent paid minus 10% of Basic + DA, and (3) 50% of Basic + DA for metro cities or 40% for non-metro cities.
For HRA exemption purposes, Delhi, Mumbai, Kolkata, and Chennai are classified as metro cities (50% limit). All other cities are treated as non-metro (40% limit).
If you enter zero rent, your HRA exemption will be zero (since "rent paid minus 10% of salary" becomes zero or negative), making your entire HRA received taxable.
Yes, it's completely free and requires no sign-up.